aHAND4 Life! - Policy, Monetary

Policy

Monetary

(Memberships/Agreements/other Purchasing and Donations)




1). Re: Our "Engagement" Process (all Monetary but Donations)

a). aH4L!Inc. Policies, among other things, require that an Officer of the Corporation may only legally bind the Company, including Financially, and such must be under a WRITTEN INSTRUMENT as a "Services Agreement", "Membership Agreement", "Employment Agreement", "Supplier Agreement" - all of which must be pursued, and executed accordinng to a DEFINED PROCESS — Such BEGINS with our Officer and the corresponding Fiduciary Party(s) to the Agreement sharing certain "Confidential Information" related to such an "Engagement". Such exchange is afforded "permited use(s)” of the Information, and in the case of aH4L!, ITS PROPRIETARY AND CONFIDENTIAL INFORMATION. Such is intend by aH4L! ONLY TO: a) ACTIVELY negotiate Purchase of Services (by such an Agreement) or Products (or by Purchase Agreement), and such must occur within in "ACTIVE", DEFINED PERIOD OF TIME, which we offer of twenty-eight (28) days from the provision of initial Information; OR THEREAFTER, b) such must be in accordance with the Terms of any such duly executed Agreement(s). Further, for a), aH4L! locates and/or vets Partner/Client/Customer “Prospects, at its sole discretion, for serious intent to engage aH4L! in Business via one of its published Models [and by one of such Agreements stated above]. If such "Purchase" Agreement cannot be reached within such time, aH4L! Inc. MAY OFFER a REQUEST to EXTEND the ACTIVE EXPLORATION and/or NEGOTIATION period, or MAY offer Notice of Termination of pre-Agreement “communications”, “discussions” or “negotiations” – HOWEVER, aH4L! Inc. IS IN NO MANNER OBLIGATED to provide either such Notice(s) at any time, OR to “have cause to terminate negotiations” - any such Termination of negotiations (“last contact”) or otherwise in full, complete, permanent and WITHOUT CONSEQUENCE to aH4L! Inc. or the Recipient (cost, obligation, liability, etc.), subject only to the Terms of this Notice re: Confidential and Privileged Information.

b). Further, "aH4L! a) MAKES NO VERBAL CONTRACTS whatsoever; and b). "receipt" of a "communication(s)" to Intended Recipient(s)/Addressee(s) is NOT intended AND MAY NOT ACT AS an Electronic Signature of any "Agreement" legally binding aH4L! Inc., whatsoever. **And as stated above, aH4L! Inc. requires in ALL such Services or Product Sales to be by duly executed Service or Purchase Agreements (i.e. by SEPERATE WRITTEN INSTRUMENT, duly executed, with duplicate ORIGINALS/Receipt, and WRITTEN SIGNATURES below a "detailed Agreement Body" of Information, within ten (10) days of "Agreement Offer"**;

c).FURTHER, A CONTRACTED ENGAGEMENT MUST EXIST AND HAVE BEEN DULY AUTHORIZED BY FIDUCIARY PARTY IN EACH COMPANY, before ANY written "COMMUNICATION(s)" can further MODIFY such Contracts — i.e. an Email or other such written "communication" MAY NOT ACT to CREATE an Engagement, only a DULY QUOTED Contact ACCEPTED by DEPOSIT Funds, OR PROMISE TO PAY THERETO, establishes a Contract with aH4L! Inc. — i.e. Email or other forms of communication MAY ONLY MODIFY and already ESTABLISHED WRITTEN CONTRACT duly executed in writing by each Company.


2). Re: Memberships (Enacting and Terminating)


a). Memberships must be paid for timely, periodically, as per the requirements of the Membership Agreement.

b). Termination of Memberships are also provided for per the requirements of the Membership Agreement. In summary, for other than VIP!s, the process is straightforward, simply written notice, followed by no further obligation to pay Membership Fees. For VIP!s, due to legal liability and reporting requirements, the process is slightly more complicated, and is summarized as follows. We are happy to honor VIP!'s decision to do so, within the following few Limitations, again mainly motivated by our requirement to follow certain legal compliance procedures:

  • VIP! Members MUST make their decision promptly, before Services or Goods ("Things!") are rendered by aHAND4 Life!, AND within a reasonable short period of time, as we begin work on "YOUR Life Plan!" shortly after your Election". We allow for cancellation at the start if made immediately after our Nomination and Election process, within five (5) business days; AND

  • VIP! Members MUST MUST also make their notice to us IN WRITING. Email is an acceptable form of writing, provided a) it is sent from YOUR email address of record provided in the Nomination/Election process, AND if accompanied by a Phone call from you or your Legal Guardian or Conservator. We need to confirm your the Member-elect actually sent the email. You MUST other send the written notice by Certified/Registered Letter, by US Mail or an equivalent authentic 3rd Party delivery carrier (e.g. UPS or FedX). We will not question your decision, though would wish you would allow us to Serve you, and upon receipt of such Notice above

  • WE will promptly cancel the VIP! Members' pending beginning Membership, AND remit initial month's Membership, within five (5) additional business days, by the original method of funds provision (i.e. credit/debit refund if Membership payment was provided by Credit/Debit transaction, or by Check, if payment was made by check. Please allow an additional 3-5 business days if we are mailing a refund check. As well, for Credit/Debit payments, there MAY be fees at YOUR institution due to the refund, and aHAND4 Life! assumes no responsibility for this. Please consult your financial institution IN ADVANCE of your Notice to us.

  • VIP! Members MUST also call our offices if you are sending your Notice by email and not Certified/Registered Mail carrier. Please leave a message with a few comments about your decision, for Quality Assurance so we can help other Candidates in the future. Please NOTE: phone messages alone are NOT sufficient Notice, as we cannot easily Authenticate such is the Member, or such is their intent. All cancellation/refund Notices MUST be made IN WRITING, and mailed to our Home Office listed on our Contact Us page.

  • Once "in Service" as a member, whether one day or one week or more, a) refunds of Membership Dues for the CURRENT MONTH are NEVER refundable; b) Refunds of FUTURE Service months (those AFTER written Notice (above) is received in our Offices, WILL be made as outlined above. We must NOTE, however, that those Members who are further participating in the aHAND4 Things! Program, and have received ANY "Things!" (i.e. delivered to their residence), Membership cancellation is FURTHER limited in similar fashion regarding the "in-process period". The aHAND4 Things! Program REQUIRES six (6) month ADVANCE Membership payment. Thus, this period is immediately considered "in-process" once started, and is thus NEVER refundable. If however additional period payment(s) have been made, such as "for the year", the FUTURE period Membership payment is fully refundable, if Notice is provided, and we receive, as stated above.

  • aHAND4 Life! reserves it's right to refuse or cancel Sponsorship, and refuse or return/refund any (provided) donation(s) from any Individual, Corporation, Company, Organization, etc. where we, in our sole discretion determine or learn the values and public character and image of the donor are not well consistent with our Organization's Beginnings, Values, Vision, Mission, Articles, Bylaws, Policies, Programs, and/or Membership, etc.

  • c). If you have any questions regarding this Policy, please submit them in writing via our Contact Us page above, or please call our Member Services at the phone number listed above. We will do our best to address your questions or any concerns.



    3). Re: VIP! Clientship/Serviceship(Enacting and Terminating)


    a). VIP! Clients are engaged via Service Agreements either Directly with the VIP!, or their Stakehold (Legal Guardian, Conservator), OR the State Agency who is lawfully obligated to oversee apportionments for Services (i.e. as we are an approved "Vendor"). All such obligations as agreed to in such Services Agreement must be paid for timely, periodically, as per the requirements of the Agreement.

    b). Termination of such Services Agreements are also provided for per the requirements of the Agreement. In summary, the process is straightforward, simply written notice, followed "Exit Reporting" as required by the Agreement, PAYMENT of all "in-process" "EARNED" revenue by aH4L!, and then no further obligation by either Party to either Party thereafter. We are also happy to honor such VIP!'s decision to Terminate, but apprecaite the due consideration mentioned immediately above, as we are mainly motivated by our requirement to follow certain legal compliance procedures.



    4). Re: Donations

    All Donations are Final.

    All Donations of any kind to aHAND4 Life!, whether Cash, Check, Credit/Debit, New Things!, Gifts-in-kind, volunteer time, etc, as outlined on our site, once provided to aHAND4 Life!, are final at the time provided to the Organization. We wish to receive donations only from people who are convinced of the value of our Organization, our Mission, Vision and Plan of service for our Charitable Membership and Clients.

    To avoid any misinformation regarding our Plans and Goals and use of proceeds, we have included substantial information on our public website, social medial sites, and printed literature. This information is substantial - more than most US private corporations would provide. We have done so in the spirit of "disclosure" and "transparency" that is recommended by IRS and State Tax Boards for Non-profit Public Charities. We trust you have found the inforation we have provided helpful to your decision in making a tax-deductible donation to our Organization.

    As a practical matter, you can imagine the overhead alone of any other refund policy than this would substantially limit our ability to deliver on our promise as an Organization to you, the Donator, to provide among the "highest-in-class" efficiency (85%) of donations-to-service in the Industry of Public Chartieis. We have promised this by unanimous ratification of the Directors, and Donators can be confident we will provide 85% of the benefit of donated Cash or Things! IN DIRECT BENEFIT to PSPD Members (vs. Indirect "overhead" expense)!! No IF's AND's or...


    Re: Fair Market Value (FMV) of "Non-Cash" Donations is determined IN ADVANCE!

    FMV determination "Goods or Things!" Donated TO aHAND4 Life!

    To further maximize our ability to serve our charitable beneficiaries PSPD Members with Services and Things!, we minimize what amounts to "dilution of donations" to the Organization, and thereby overstatement of donated value reported to the United States' IRS. The Organization always determines "Fair Market Value (FMV)" of items donated, as follows:

    aHAND4 Life! will determine Fair Market Value of all "non-cash" donations BEFORE DONATION, in writing, based on reliable, equitable, industry-standard data sources, and provided by an Officer of the Organization, typically our Chief Financial Officer (CFO). Upon agreement with the donator of "the value", and exchange of goods, the Organization will provide a tax-donation receipt with the determined value (above) listed as the donated "FMV". This number is the amount to be reported to the US IRS.

    We believe our policy in regard to FMV determination is in the spirit of true charitable giving, which we encourage, and wish to participate in. Therefore, we WILL NOT ACCEPT donated goods in any other fashion, and do not endorse such practices by others. We understand "other non-profits" may be more "liberal" in their policies, however we believe this only hurts the beneficiaries in the end, either directly or by reduced governmental relief by fewer tax dollars. We consider our process fair, duly considered, and with your informed consent. Thus, as stated above, our policy is that all donations of any type are final. No other claim FMV determination of donation made to the Organization will be accepted or honored. Any other practice by a donator MAY be considered by the Organization as a likely indication of potential fraud, and we reserve our rights in these matters, to the fullest extent permitted by law. Our apologies for any inconvenience, and we DO appreciate your best donated Goods (Things!).


    FMV determination of "Donated Goods" purchased FROM aHAND4 Life! (Items & Memorabelia)

    aHAND4 Life! will offer from time to time, "Donation Goods" that may be purchased by the Public as a "Donation" (e.g. "baked goods", "t-shirts", etc). The US IRS is clear on its policy in regard to such donations, and our responsibilty in reporting such donations received from the Public. All such "donations" are the amount that EXCEEDS the Fair Market Value (FMV) of the item purchased. Typically for most items, that is a value a small percentage above the "Cost" of the Item, as would be typically sold in the open market. The Organization then provides on its Donation Receipts noted above, the FMV of each such item purchased, so the donator has record of the actual donation value that may be consider "tax-deductible". On one item receipts, this is usually located at the bottom of the receipt. It is the Public's duty and our responsibility to utilize only the DIFFERENCE in "Donation Price" and the FMV in our reporting of charitable donation amounts. For futher detail and your advisement, please consult your tax-advisor or tax attorney.


    All Donations are promptly responded with an Official, Original Organization Receipt!

    aHAND4 Life! will provide our valued donators (You!) with appropriate tax-deduction records for your donation, in a manner that also attempts to minimize fraud against the Organization and the US.

    aHAND4 Life! will respond to all Donations, whether online credit/debit, by check or cash, or of new Things!, Gifts-in-Kind, purchases of Organizational "donation items or memorabilia", etc, promptly, at the time of donation, with an official original (or scanned equivalent) receipt on our official Organization Letterhead. For items with need of determination of FMV, as stated herein, this will be in advance of the donation. As well, for Online donations by Credit/Debit card, several days is required for funds transfer, which is followed by issuance of the above noted Receipt. In all cases, our Receipt will include the correct, agreed on "Value" of the donation (including the Fair Market Value (FMV) as applicable). Such will also be signed by the Chief Financial Officer of the Organization, who will also make a duplicate original for the Organization's records (including IRS reporting). We encourage our Donators to save this record as well and include as appropriate for your appropriate tax deduction each year-end.

    No other claim of donation made to the Organization will be accepted or honored, as such then likely then involves an attempt of fraud. The Organizations reserves all its rights in these matters, to the fullest extent permitted by law.


    Our advisement Re: Donating Cash or by Money Order - Let's Prevent Fraud!

    No Cash or Money Order Donations accepted unless made to an Officer of the Company

    In our attempt to minimize fraud against the Organization and the United States involving "cash donations", and particularly involving US Mail (see next paragraph) aHAND4 Life! will NOT acccept Cash or Money Order donations - unless made directly to the President or Chief Financial Officer of the Organization who is further prepared and will execute our duplicate signed original tax deductible receipt on Corporate Letterhead. No other claim of cash or money order donation made with the Organization will be accepted or honored, as such then likely then involves an attempt of fraud. The Organizations reserves all its rights in these matters, to the fullest extent permitted by law.

    • DO NOT MAIL CASH OR MONEY ORDERS!

    aHAND4 Life! highly discourages with its greatest advisement - DO NOT DONATE CASH OR MONEY ORDERS BY MAIL! US Mail is known to be fraught with "lost mail" involving cash parcels. Such are typically uninsurable, and the "chain of custody" is not a "chain of custody" in the legal sense. Thus, your donation MAY well be intercepted before it is properly delivered to an Officer of this Organization's Officer - who alone has a legal responsibility to the Organization for safe and secure handling. So, please DO NOT MAIL CASH OR MONEY ORDERS - there are many other more secure and viable methods to provide your best donation possible! Thank you in advance, and apologies for any inconvenience.